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New property listed in Woodland Grove, Regina

We have just listed this great property at 3538 Hazel GROVE in Regina.
Welcome to 3538 Hazel Grove! This magnificent home has been in the same family since it was built in 1993, and pride of ownership is evident in every corner! Built by Summerville Homes, this 1641 square foot bungalow is in absolutely immaculate condition from the gleaming hardwood floors to the vaulted ceiling. The main floor welcomes you in with a spacious foyer, and leads you into a comfy living room with massive windows. Down the hall, you'll find a formal dining room, a spacious kitchen with convenient breakfast area, and a large family room with gas burning fireplace. Further on, you'll find a full four piece bathroom, convenient laundry room, two good sized bedrooms, and a master suite with walk in closet and three piece ensuite bath. The basement is fully developed, with a family room featuring another gas fireplace, a massive bedroom, three piece bath, utility and plenty of storage. Outside is a nice private yard, fully fenced and landscaped with a deck, patio, shed, trees and shrubs and is ideal for those warm summer evenings! The property has seen numerous upgrades over the last few years, including Quartz countertops throughout, shingles in 2015, windows in 2016, fence in 2019, and much much more. Don't miss this perfect family home! Come see it today!
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New property listed in Pilot Butte

We have just listed this great property at 354 5th AVE in Pilot Butte.
Welcome to 354 5th Ave, Pilot Butte! This 2013 built, 1250 square foot 3 bedroom, 2 bathroom bungalow and its triple attached heated and insulated garage sit on a 54'x115' end lot beside green space in the town of Pilot Butte just minutes east of Regina. The exterior of this home is low a low maintenance stucco and stacked stone. The yard is beautifully fully landscaped, the back yard is fully fenced and features garden boxes, a firepit area and a deck. You enter this home into the porch and continue from there into the bright open concept living room / dining room / kitchen with south facing windows, hardwood flooring, and patio doors to that lead to the deck. The beautiful kitchen has quartz counter tops, a large pantry, a corner sink that overlooks the back yard and included stainless steel fridge, stove and dishwasher. The main floor is completed with main floor laundry with included stacked front load washer and dryer, the main 4 piece bathroom with tile flooring, 2 good sized bedrooms and finally the master bedroom that has an ensuite bathroom with a huge bathtub as well as a shower, and a walk-in closet. The basement is open for future development and is where the hi-efficiency furnace and water heater are, as well as the HRV, 100 amp electrical panel, and roughed in plumbing for a future bathroom.
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New property listed in Mount Royal RG, Regina

We have just listed this great property at 67 Sibbald CRES in Regina.
Great family home located in Mount Royal close to the Devonian pathway. Nice sized kitchen with eat in dining area next to a large living room with east facing picture window for plenty of natural light. There are three bedrooms upstairs and a full bathroom as well as a two piece bathroom off the master. Downstairs the large open basement has been refinished nicely with spray foam insulation and features a rec-room, additional bedroom and three piece bath. The south side of the home features a covered area and there is a double detached garage located off the back lane in the large private yard with chain link fencing. There are many nice features in this home, book your personal viewing today!
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New property listed in Churchill Downs, Regina

We have just listed this great property at 338 MONTREAL ST in Regina.
Welcome to 338 Montreal St! This affordable and cute 1952 built, 542 square foot, 2 bedroom, 1 bathroom bungalow and its 14'x24' single detached garage sit on a 25'x125' lot in Regina's Churchill downs subdivision. You enter this house into the living room, beside it is the larger of the 2 bedrooms. The house then leads you through the kitchen with tile flooring and included fridge and stove to the second bedroom. At the rear of the home is the laundry in utility room with high efficiency furnace, upgraded 100amp electrical panel and included stacked front load washer and dryer, and finally the 4 piece bathroom. The back yard has a deck, is fully fenced and has additional parking beside the garage.
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New property listed in General Hospital, Regina

We have just listed this great property at 2065 Montreal ST in Regina.
Welcome to 2065 Montreal St. This awesome bungalow is conveniently located across from a playground and Thomson Elementary school, a short drive to all east Regina amenities or a quick walk to downtown. The bright main floor welcomes you in with a convenient foyer, good sized living room, convenient dining area, bright kitchen, two good sized bedrooms, and a four piece bath. The basement features the laundry, utility area, and could be developed for extra living space. The exterior walls are framed, poly'd and drywalled. The yard is fenced, contains a deck, single detached garage and parking pad. The house has seen numerous updates over the years, including attic insulation, soffits and facia, upgraded electrical, some updated plumbing, high efficiency furnace, deck front and back, paint and flooring throughout, full kitchen and bathroom reno, new front door, and much more. This is a perfect starter or excellent low maintenance investment property. Don't miss it, come check it out today!
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New property listed in Normanview, Regina

We have just listed this great property at 455 Forget ST in Regina.
Welcome to 455 Forget St. This spacious 994 Square Foot bungalow features a very bright and open main floor, with three large bedrooms, main floor laundry, convenient dining area, and good sized kitchen. The basement is developed and contains a family room, kitchenette, utility/laundry and two more big bedrooms. The front yard is zeroscaped for low maintenance, and the back features lots of space for parking and relaxing on summer days. This property boasts numerous upgrades in the last few years, including plumbing, electrical, backflow valve, sump pump, gas dryer, furnace, paint, flooring and much more. Don't miss this great deal, come see it today!
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New property listed in Whitmore Park, Regina

We have just listed this great property at 2816 Grant RD in Regina.
Great potential in this 1000 square foot plus bungalow on a large 5900 sq ft lot in a great family area in Whitmore Park walking distance to Grant Road School. This home features 3 bedrooms upstairs with newer windows as well as a nice 4 piece bathroom. The Kitchen has oak cabinets and is located on the back side, in the middle is the formal dining room and spacious living room at the front. This home features cathedral ceilings and can be a very beautiful home. The yard is very large and has plenty of room for a future garage.
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New property listed in Mount Royal RG, Regina

We have just listed this great property at 1434 Ellice ST in Regina.
New Build 1424 Square Foot two-storey home located in Mount Royal, a quick drive to all north end amenities. This home is a quick walk over to the Devonian Pathway. Nicely finished home, ready to move in. The main floor is bright and open with plenty of natural light. There are three good sized bedrooms upstairs with a 4 piece en suite off the master bedroom. The laundry room is located on the top floor. This home features two full bathrooms as well as a half bathroom on the main floor. The basement also has roughed in plumbing for an additional bathroom and is open for future development with room for an additional bedroom as well. Plenty of room in the yard for a future garage and extra parking.
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New property listed in Harbour Landing, Regina

We have just listed this great property at 4625 Padwick CRES in Regina.
Welcome to 4625 Padwick Cres. This 2011 built, 1,466 square foot, 3 bedroom, 3 bathroom, 2 story former Northridge showhome with a 19'x24' double attached insulated and heated garage sits on a 33.5'x115' lot in Regina's Harbour Landing subdivision close to schools, parks, restaurants and shopping. The low maintenance exterior of this home has beautiful stacked stone on the front and vinyl siding on the rest. The back yard is completely fenced in and has a nice sized east facing deck and brick patio as well as some lawn, a garden area and storage shed. You enter this home into the porch with tile floor and direct access to the garage that leads past the 2 piece bathroom and main floor laundry room with included washer and dryer to the open concept kitchen / living room / dining room area that all share hardwood flooring and overlook the backyard. The kitchen has maple cabinets a corner pantry, plenty of counter top space and included fridge, gas stove and dishwasher. The second floor of this home has a large master bedroom with 4 piece ensuite bathroom with corner jet tub and walk in closet. The second floor is completed with 2 more good sized bedrooms and the main 4 piece bathroom. The basement of this home is open for future development and has roughed in plumbing for a future bathroom. This home also features central air conditioning and an enlarged driveway.
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New property listed in Cityview, Regina

We have just listed this great property at 185 Smith ST N in Regina.
Welcome to 185 Smith St. N! This 1963 built, 1292 square foot 3 bedroom (2up, 1 down), 2 bathroom renovated bungalow and its massive 28'x28' double detached garage sit on a generous 50'x125' double lot in Regina's Cityview subdivision which is close to shopping, bus routes and restaurants. This home has 2 suites. You enter the front door into a large front foyer that leads to a huge living room with floor to ceiling west facing windows and bamboo flooring. You continue to the kitchen and dining room area that has a door that leads to the deck. The kitchen is brand new and has white cabinetry, a tile back splash, under and over cabinet lighting, and included dishwasher. The main floor is completed with 2 large bedrooms as well as a beautiful 4 piece bathroom with custom tile work around the tub. The 2 units are joined together with a shared laundry space at the bottom of the stairs with included washer and dryer. The basement suite has a good sized living room, 1 bedroom with egress window, another beautiful 4 piece bathroom with custom tile work around the tub and heated floors, and finally the kitchen / dining room area. The basement is completed with the utility room. The exterior of this home is very low maintenance with imitation rock on the front, vinyl siding, and newer shingles (1.5 years old). The back yard of this home is fully fenced and has plenty of parking as well as the huge garage with doors leading through the garage into the back yard. The garage is about 5 years old!
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New property listed in Harbour Landing, Regina

We have just listed this great property at 224 5303 Universal CRES in Regina.
Welcome to 224 - 5303 Universal crescent. This excellent second floor condo features a wide open floor plan, with two large bedrooms, each with its own bathroom, kitchen with eating bar, dining area, large living room with access to a private balcony, and plenty of storage. Included is one underground parking stall. This condo is in immaculate shape and ready for new owners! The complex is located only steps from all Harbour Landing amenities, and contains a underground parking garage, car wash stall, gym, pet washing station, guest suite and movie theatre. Don't miss this fantastic property, come see it today!
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Could Rising Home Prices Impact Your Net Worth?


Could Rising Home Prices Impact Your Net Worth?


Learn how to determine your current net worth and how an investment in real estate can help improve your bottom line.


Among its many impacts, COVID-19 has had a pronounced effect on the housing market. Low home inventory and high buyer demand have driven home prices to an all-time high.This has given an unexpected financial boost to many homeowners during a challenging time. However, for some renters, rising home prices are making dreams of homeownership feel further out of reach.


If you’re a homeowner, it’s important for you to understand how your home’s value contributes to your overall net worth. If you’re a renter, now is the time for you to figure out how homeownership fits into your short-term goals and your long-term financial future. An investment in real estate can help you grow your net worth, build wealth over time, and gain a foothold in the housing market to keep pace with rising prices.



What is net worth?

Net worth is the net balance of your total assets minus your total liabilities.Or, basically, it is what you own minus what you owe.2


Assets include the cash you have on hand in your chequing and savings accounts, investment account balances, salable items like jewelry or a car and, of course, your home and any other real estate you own.


Liabilities include your total debt obligations like car loans, credit card debt, the amount you owe on your mortgage, and student loans. In addition, liabilities would include any other payment obligations you have, like outstanding bills and taxes.



How do I calculate my net worth?

To calculate your net worth, you’ll want to add up all of your assets and all of your liabilities. Then subtract your total liabilities from your total assets. The balance represents your current net worth. 


Total Assets – Total Liabilities = Net Worth


Ready to calculate your net worth? Contact us to request an easy-to-use worksheet and a free assessment of your home’s current market value!


Keep in mind that your net worth is a snapshot of your financial position at a single point in time. Your assets and liabilities will fluctuate over both the short term and long term. For example, if you take out a loan to buy a car, you decrease your liability with each payment. Of course, the value of your asset (the car) will depreciate over time, as well. An asset that is invested in stocks or bonds can be even less predictable, as it’s subject to daily fluctuations in the market.


As a homeowner, you enjoy significant stability through your monthly real estate investment, also known as your home mortgage payment. While the actual value of your home can fluctuate depending on market conditions, your mortgage payment will decrease your liability each month. And unlike a vehicle purchase, the value of your home is likely to appreciate over time, which can help to grow your net worth. Right now, your asset may be worth significantly more than it was this time last year.3


If you’re a homeowner, contact us for an estimate of your home’s market value so that you can factor it into your net worth calculation. If you’re not a current homeowner, let’s talk about how homes in our area have appreciated over the last several years. That way, you can get an idea of how a home purchase could positively affect your net worth.



How can real estate increase my net worth?

When you put your real estate dollars to work, it’s possible to grow your net worth, generate cash flow, and even fund your retirement. We can help you realize the possibilities and maximize the return on your investment.


Property Appreciation

Generally, property appreciates in one of two ways: either through changes to the overall market or through value-added modifications to the property itself.


1. Rising prices

This type of property appreciation is the one that many homeowners are enjoying right now. Buyer demand is at an all-time high due to a combination of low interest rates and limited housing inventory.4  At other times, rising home prices have been attributed to different factors. Certain local conditions—like a new commercial development, influx of jobs, or infrastructure project—can encourage rapid growth in a community or region and a corresponding rise in home values. Historically, home prices have been shown to experience an upward trend punctuated by intermittent booms and corrections.5


2. Strategic home improvements

Well-planned and executed home improvements can also impact a home’s value and increase homeowner equity at the same time. The type of home improvement should be appropriate for the home and in tune with the desires of local buyers.


For example, a tasteful exterior remodel that is in keeping with the preferences of local home buyers is likely to add significant value to a home, while remodelling the home to look like the Taj Mahal or a favourite theme park attraction will not. A modern kitchen remodel tends to add value, while a kitchen remodel that is overly expensive or personalized may not provide an adequate return on investment.


Investment Property


You may be used to thinking of investments primarily in terms of stocks and bonds. However, the purchase of a real estate investment property offers the opportunity to increase your net worth both upon purchase and year after year through appreciation. In addition, rental payments can have a positive impact on your monthly income and cash flow. If you currently have significant equity in your home, let's talk about how you could put that equity to work by funding the purchase of an investment property.


1. Long-term or traditional rental

A long-term rental property is one that is leased for an extended period and typically used as a primary residence by the renter. This type of real estate investment offers you the opportunity to generate consistent cash flow while building equity and appreciation.6


As an owner, you don’t usually have to worry about paying the utility bills or furnishing the property—both of which are typically covered by the tenant. Add to this the fact that traditional tenants translate into less time and effort spent on day-to-day property management, and long-term rentals are an attractive option for many investors.


2. Short-term or vacation rental

Short-term rentals are often referred to as vacation rentals because they are primarily geared towards recreational travellers. And as more people start to feel comfortable travelling again, the short-term rental market is poised to become a more popular option than ever in certain markets. In fact, with travellers continuing to seek out domestic options in lieu of international travel, this may be the perfect time to consider an investment in a short-term rental property.7


Investing in a short-term rental offers many benefits. If you purchase an investment property in a top tourist destination, you can expect steady demand from travellers while taking advantage of any non-rented periods to enjoy the home yourself. You can also adjust your rental price around peak demand to maximize your cash flow while building equity and long-term appreciation. 


To reap these benefits, however, you’ll need to understand the local laws and regulations on short-term rentals. We can help you identify suitable markets with investment potential.



WE’RE HERE TO HELP

Ready to calculate your personal net worth? Contact us for an easy-to-use worksheet and to find out your home’s current value. And if you want to learn more about growing your net worth through real estate, we can schedule a free consultation to answer your questions and explore your options. Whether you’re hoping to maximize the value of your current home or invest in a new property, we’re here to help you achieve your real estate goals.


The above references an opinion and is for informational purposes only.  It is not intended to be financial advice. Consult the appropriate professionals for advice regarding your individual needs.



Sources: 

  1. Financial Post -
    https://financialpost.com/real-estate/canadian-home-sales-prices-surge-to-new-record-in-march
  2. Forbes -
    https://www.forbes.com/advisor/investing/what-is-net-worth/
  3. Global Property Guide -
    https://www.globalpropertyguide.com/North-America/Canada/Price-History
  4. Canadian Real Estate Association -
    https://creastats.crea.ca/en-CA/
  5. Trading Economics -
    https://tradingeconomics.com/canada/housing-index
  6. Canadian Apartment - https://www.reminetwork.com/articles/hopeful-outlook-for-canadas-rental-market/
  1. MoneySense -
    https://www.moneysense.ca/spend/real-estate/is-now-the-time-to-buy-a-vacation-home/
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New property listed in Warehouse District, Regina

We have just listed this great property at 101 2128 Dewdney AVE in Regina.
Welcome to #101 - 2128 Dewdney Ave. This beautiful 1,374 square foot main floor condo and its fully finished exclusive use basement of the same square footage combine for 2,748 square feet of beautiful downtown living. The Ackerman building was originally built in 1910 and survived the tornado that tore through Regina in 1912 that took the top 2 floors off of this building on Dewdney Ave. This piece of history is right in the heart of the lively warehouse district, and close to restaurants, bars, gyms, shops and so much more. You enter this main floor suite into the open concept living room with an epic view of Regina's downtown. The huge space with 12' walls continues to flow past the dining area and kitchen with included stainless steel fridge, stove and dishwasher into the 5 piece bathroom with a single jet tub as well as a 2 person tub. The main floor is completed with an open concept style bedroom and large closet that has hook ups for laundry. You continue down a custom and very unique spiral staircase to the huge rec room and games room with included projector and electric drop down screen. The basement also has a beautiful 3 piece bathroom with custom shower and heated tile flooring. The basement is completed with a large den, storage area, and the laundry-in-utility room. This condo also has one electrified parking stall in a gated area behind the building. Condo fees are $350 which isn't too bad considering the age of the building and that they include water, sewer, common area maintenance, building insurance, snow removal, garbage/recycling.
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