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We have just listed this great property at 30 Bird BAY in Regina.
Welcome to this excellent family home located on a quiet bay and backing green space. The home is a four level split, with a family room, kitchen and dining area on the main level, two good sized bedrooms and four piece bath on the second level. The lower (third) level features another bedroom, two piece bath, and a large family room. The basement is partially finished with another rec room, and the utility storage. The property is on a nice pie shaped lot, with a good sized garage, long driveway, and lots of trees and shrubs. The home requires some TLC but is a fantastic opportunity for someone looking to gain some sweat equity, or to do a quick flip. Contact the salesperson for your private showing today!
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We have just listed this great property at 4403 England RD in Regina.
Nestled on a quiet block in the Regent Park neighbourhood, only steps away from an elementary school and a short drive from all north Regina amenities, this home's location is tough to beat. This excellent bungalow boasts a functional main floor plan, including a large living room, convenient dining area, bright kitchen, three good sized bedrooms, and a 4pc bath. The basement is developed and features a newer one bedroom suite and shared laundry/storage. The suite has its own access through the back door, and contains a large living room with a fireplace, open kitchen and dining area, 4pc bath, and bedroom. Nice and big back yard is fenced, contains a garden area, patio, single detached garage, and plenty of room for a growing family. Both fridges, stoves, washer, dryer, central vac, and central air included. Don't miss out on this awesome home!
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We have just listed this great property at 6 Park Meadows DR in White City.
Bring your horses, toys, and dreams to this incredible property in the acreage community of Park Meadows Estates located adjacent to the town of White City. This positioning provides the peace and quiet of country living with the convenience of having town amenities nearby! Coming in at just over 5 acres, this property has endless potential and plenty of room to run and play. The zoning is Country Residential 2 which allows for up to 2 Animal Units which means animal lovers could keep a couple horses or even more sheep, llamas, or goats. (The RM of Edenwold can answer any questions as to what would be permitted). The house was built in 1994 and would benefit from some cosmetic updating but has great bones and would be perfect for someone who wants to put their own stamp on it. The front entry is spacious and a short hall leads to the living room which has a row of windows letting in lots of natural light and a cozy natural gas fireplace. The kitchen has an L- shaped island providing plenty of countertop space for preparing your favourite recipes, and the dining area provides room for serving them up. If dinner plans involve a bbq, step out the back door and onto the 2-tier deck. Next to the kitchen is a laundry room which leads to the double attached heated garage. Completing the main level are 2 bedrooms and 2 4pc bathrooms (one of which is the primary bedroom ensuite). There are 2 additional bedrooms downstairs as well as a den and a 3pc bathroom. Shingles on the house and a high efficient furnace have already been done, so with new flooring and paint, this place would really shine. One of the best features of this property is the 2014 built 36’x 56’ heated shop which has plenty of room for all your toys or storage needs. The ceiling height is approx. 10’, and there are 2 sets of double overhead doors.This is a great opportunity to own a large piece of land in a premium area and have the potential to develop it into your dream property, so don't miss out!
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We have just listed this great property at 1147 Atkinson ST in Regina.
Welcome 1147 Atkinson St. This 1928 built, 562 square foot 2 bedroom, 1 bathroom bungalow home sits on a 25'x125' lot in Regina's Eastview neighborhood. You enter this home into the living room with a bright west facing front window. There is a bedroom on the other half of the front of the house. You then travel past the 4 piece bathroom to the kitchen with included fridge and stove and finally the other bedroom completes the main floor. The basement has the included washer and dryer and a rented water heater. This property can be purchased with 2271 MacKay Street (similar property)
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We have just listed this great property at 2271 MacKay ST in Regina.
Welcome 2271 Mackay St. This 1941 built, 720 square foot 2 bedroom, 1 bathroom 1 1/2 story home sits on a 25'x125' lot in Regina's Broders Annex neighborhood. You enter this home into the living room with a bright west facing front window. You then travel through the dine in kitchen with included fridge and stove to the back porch. The main floor is completed with a 4 piece bathroom. The 2 bedrooms are on the second floor. The basement has a high efficiency furnace, included washer and dryer and a rented water heater. This property can be purchased with 1141 Atkinson Street (similar property)
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We have just listed this great property at 3283 Woodhams DR E in Regina.
If you're looking for a affordable low maintenance lifestyle, look no further! This excellent condo is located in the desirable neighbourhood of Windsor Park, across from the Sandra Shmirler Leisure Centre, large park with a lake, bus stop, and much more! The condo is bathed in natural light from the large south facing windows, and vaulted ceiling, and features a very functional floor plan, with a living room, dining area, kitchen, laundry, two bedrooms and a four piece bath. Outside you'll find a spacious balcony and storage, and two convenient parking spaces. This is a great place for someone looking for an investment, or a quiet and easy place to retire. Don't miss it, call to view it today!
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We have just listed this great property at 66 DENNY CRES in Regina.
Welcome to 66 Denny Crescent in the Glencairn Village neighborhood close to Judge Bryant school, St. Theresa School, FW Johnson collegiate and all of the shopping amenities of the east end. This 1977 built, 3 bedroom, 2 bath, bungalow is 948 square feet and sits on a 53’x110’ lot. It has a beautiful fully fenced backyard that backs Coleman Park. It has a 22x24 insulated double garage and plenty of off-street parking. The exterior of this home is a low maintenance siding and brick finish, has brand new shingles (June 2022), lots of greenery and includes a shed. You enter the home into the bright living room with a large west facing bay window and hardwood floors. Next is the dining room and the updated kitchen also with hardwood flooring, oak cabinets and included, updated stainless steel fridge, stove, dishwasher, microwave, and hood fan. The renovated main 4 piece bathroom is next followed by 3 bedrooms starting with the spacious primary. And the main floor is completed with 2 secondary bedrooms. All 3 bedrooms have hardwood floors and the middle bedroom has a door to the sunroom that has vinyl plank flooring and is a wonderful place to have a morning coffee. Downstairs you have a large rec room with a dry bar, electric fireplace and a 3 piece bathroom. Perfect for entertaining. There is also a large laundry and utility room that is great for storage with included and updated washer, dryer and a new high efficiency furnace. (may/21) This home also features central air conditioning, a central vac, and an owned alarm system included!
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We have just listed this great property at 4829 Primrose Green DR in Regina.
If you’re looking for a ready to move-in property in a spectacular family friendly neighbourhood, then look no further! This excellent three bedroom two bathroom townhouse is in spectacular condition and located in the desirable Green on Gardiner neighbourhood. The main floor is nicely open, and features a large living room, kitchen with island, dining area and a convenient two piece bath. The second floor contains a large master bedroom, two good sized kids bedrooms, and a four piece bath. The basement is open for development, has roughed in plumbing for a bathroom, and lots of room for additional living space. Outside you'll find a fully fenced and landscaped yard, with a single detached garage. don't miss this fantastic property. Come see it today!
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Canada's housing market hit a boiling point last year as homebuyers clambered for real estate in regions with significantly more demand than supply. But now that homeowners and buyers alike are feeling the pinch of rising interest rates and record inflation, the market appears to finally be simmering down.


That, in turn, could create a welcome opening for shoppers to be more selective with their searches. However, buyers hoping for a major downturn in prices may be left disappointed. Although home values in some segments are beginning to sag under the weight of higher borrowing costs, a persistent housing shortage is expected to keep prices high.


Read on for a closer look at some of the top factors impacting Canada's real estate market and how they could affect you. 



RISING MORTGAGE RATES ARE COOLING AN OVERHEATED MARKET

Over the past couple of years, homebuyers have faced record-high price appreciation and intense competition—in part due to historically low mortgage rates that were a result of the Bank of Canada’s efforts to keep the economy afloat during the COVID-19 pandemic.1 


According to the Canadian Real Estate Association (CREA), in 2021, both the number of sales and average home price hit at an all-time high, with demand for new homes far exceeding supply.2 This trend continued through early 2022, despite widespread predictions that the Bank of Canada was gearing up to increase interest rates.3 


But now that the central bank has officially begun pushing its key interest rate back up from emergency levels, the housing market is responding, with the pace of home sales cooling in March and April.4 The Canada Mortgage and Housing Corporation (CMHC) predicts that the housing market will continue to moderate in the coming year.5


The feds plan to keep raising interest rates as necessary to fight inflation, which means target rates could rise by another 1 to 2% or more over the next year.6 That, in turn, will cause both fixed and variable mortgage rates to rise.


As Senior Deputy Governor Carolyn Rogers noted in May: “We need higher rates to moderate demand, including demand in the housing market. Housing price growth is unsustainably strong in Canada.”7


What does it mean for you?

If you’re shopping for a new home, expect mortgage rates to keep rising into 2024.8 So, you’ll need to act fast if you want to get in at a lower rate. However, the cooling effect should make for a less competitive market. We can help you chart the best path.


If you’ve been thinking about selling, higher mortgage rates may shrink your pool of potential buyers, so don’t wait too long to list. And if you are up for a renewal, you should also act quickly or risk paying a higher rate. Contact us to discuss your options.



DEMAND AND PRICES ARE STARTING TO SOFTEN IN SOME SEGMENTS

Nationally, home prices soared a record 26.6% last year, an unsustainable rate of appreciation by any measure.9 But now that the Bank of Canada has put rock-bottom rates in the rear view window, sales have begun to slow.


Soon after the Bank of Canada began raising interest rates in early March, the real estate market responded. According to the CREA, in March, home sales fell by 5.4% on a month-over-month basis and the Aggregate Composite MLS® Home Price Index (HPI) ticked up just 1%, “a marked slowdown from the record 3.5% increase in February.”10  


By April, home sales dropped by another 12.6% over the previous month as homeowners and buyers continued adjusting to higher rates.. “Following a record-breaking couple of years, housing markets in many parts of Canada have cooled off pretty sharply over the last two months, in line with a jump in interest rates and buyer fatigue,” said CREA Chair Jill Oudil. Meanwhile, prices are still rising in some markets, but are sagging in others, causing the HPI to dip in April for the first time since 2020.11


As the Bank of Canada continues pushing up rates, more buyers may give up on their homeownership dreams if they feel too squeezed by the combination of high rates and high prices. Still, many experts say a major downturn in prices is unlikely. That's in part due to the fact that there still aren't enough homes available to meet the demands of a growing population, says CREA CEO Michael Bourque. “The supply of new homes is not even close to keeping up with demographic changes and population growth.”12 As long as housing remains a scarce asset, prices will remain relatively elevated. 


What does it mean for you?

If you’ve been waiting to buy a home, now may be the perfect time to jump in the market. There are deals to be found if you know where to look. But don’t wait too long, or higher mortgage rates will erode any cost savings. We can help you find the best opportunities in today’s market.


For homeowners, the outlook is still bright. Governmental interventions are being put in place to stabilize the market–not crash it. And demand for housing and a strong job market should help protect your investment. 



INVENTORY REMAINS TIGHT 

According to the CMHC, housing starts trended higher in April after a small downturn in March. Overall, new homes are still being built at a faster clip today than in the past, but at a slower pace than we saw in 2021, noted CMHC Chief Economist Bob Dugan.13 Homebuilders are facing a wide range of challenges, including persistent inflation, rising rates, and ongoing labour shortages. 


Increased federal investment could help counteract at least some of those challenges. The federal government recently announced plans to help double the pace of housing construction over the next decade by funding significantly more new and affordable housing. It also announced additional relief measures, including a temporary ban on foreign investment, doubling first-time buyers' tax credit, and halting blind bidding wars.14 


In addition to fewer homes being built, new listings are also down, according to the CREA’s sales report. But a decrease in demand is offsetting the impact in some areas. “A little more than half of local markets were balanced markets…a little less than half were in seller's market territory.”11


What does it mean for you?

While supply remains at historically low levels, even a modest bump in inventory can help take pressure off of buyers. If you’ve had trouble finding a home in the past, give us a call to discuss what we’re currently seeing in your target neighbourhood and price range.


If you’re a homeowner, it’s still a great time to sell and cash out those big equity gains. Contact us to find out how much your home is worth in today’s market.



WE’RE HERE TO GUIDE YOU

While national real estate trends can provide a “big picture” outlook, real estate is local. And as local market experts, we can guide you through the ins and outs of our market and the local issues that are likely to drive home values in your particular neighbourhood.


If you’re considering buying or selling a home, contact us now to schedule a free consultation. We can help you assess your options and make the most of this unique real estate landscape.


Sources:

  1. Bank of Canada -
    https://www.bankofcanada.ca/2020/03/press-release-2020-03-27/ 
  2. Global News -
    https://globalnews.ca/news/8516543/canada-home-sales-record-crea/
  3. CBC -
    https://www.cbc.ca/news/business/crea-housing-february-1.6385274 
  4. Canadian Real Estate Association -
    https://www.crea.ca/housing-market-stats/stats/
  5. Canada Mortgage and Housing Corporation - https://www.cmhc-schl.gc.ca/en/media-newsroom/news-releases/2022/housing-markets-moderate-historic-2021-levels 
  6. Bank of Canada -
    https://www.bankofcanada.ca/press/press-releases/ 
  7. Reuters - https://www.reuters.com/world/americas/bank-canada-says-strong-demand-risks-higher-inflation-2022-05-03/ 
  8. Better Dwelling - https://betterdwelling.com/canadian-mortgage-rates-to-surge-demand-will-be-slowest-in-recent-history-moodys/ 
  9. CBC -
    https://www.cbc.ca/news/business/crea-housing-december-1.6317503#
  10. Canadian Real Estate Association - https://www.crea.ca/news/march-home-sales-and-new-listings-ease-back-following-surge-in-february/
  11. Canadian Real Estate Association - https://www.crea.ca/news/home-sales-drop-in-april-as-mortgage-rates-shoot-higher/  
  12. Global News -
    https://globalnews.ca/news/8716412/canada-housing-market-cooling-bubble-interest-rate/
  13. Canada Mortgage and Housing Corporation - https://www.cmhc-schl.gc.ca/en/media-newsroom/news-releases/2022/canadian-housing-starts-trend-higher-april 
  14. Office of the Prime Minister of Canada, Justin Trudeau - https://pm.gc.ca/en/news/news-releases/2022/04/13/helping-young-people-get-housing-market 
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We have just listed this great property at 1919 Montreal ST in Regina.
Good shape investment or first time buyer home in General Hospital with some original character features including, original hardwood floors, French doors with crystal doorknobs into the front sitting/sun room. Three bedrooms upstairs with good sized bathroom featuring a clawfoot style tub. Single detached garage in the back.
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We have just listed this great property at 2233 7th AVE E in Regina.
Welcome to 2233 7th Ave E in Regina’s Glencairn neighborhood that is close to schools and all the amenities the east end has to offer. This 1974 built, 4 bedroom, 3 bath, 4 level split has 1,580 square feet and sits on a generous 52’x100’ square foot lot. The exterior of this home is a low maintenance vinyl siding and brick finish and has updated shingles. The front yard is also very low maintenance as it has been xeriscaped with beautiful stones and shrubs. You enter the home into the bright living room with a large bay window and modern laminate flooring. Next is the kitchen and dining room as well as the main floor laundry area with included washer and dryer. There is plenty of countertop space and cupboards, it also has an included stainless steel fridge, oven and dishwasher and also the kitchen has an island with a built-in cooktop. On the top level is the good sized primary bedroom that has a 2 piece en suite bathroom followed by two other bedrooms and the main 4 piece bathroom. Down on the lower level there is a large rec room perfect for another living space, a 3 piece bathroom and this level is completed with another bedroom. The basement of this home is being used as a large, organized work space or hobby room currently, but has endless opportunities. The basement also has a utility room that has a high efficient furnace, rented water heater and softener, a radon remediation system, central vacuum and included freezer. The south facing backyard of this home has underground sprinklers and is a true oasis, it has a large covered deck, a shed, plenty of trees, and an included gazebo that makes it perfect for entertaining! This home also features plenty of parking spaces, central air conditioning and all of the windows in this home have been updated to PVC with the exception of the bay window.
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We have just listed this great property at 80 Turgeon CRES in Regina.
Welcome to 80 Turgeon Cres. This excellent bungalow is located in the super desirable neighbourhood of Hillsdale, within walking distance to Leboldus High School, McVeety Elementary, minutes to Wascana Park, close to the University of Regina, and all the various amenities located along south Albert Street. The home features a spacious floor plan, with a large living room, four good sized bedrooms, a four piece bath, and kitchen all on the main floor. The basement is fully developed with two more bedrooms, massive family room, a three piece bath, and the utility/storage area. The property is a corner lot, with plenty of space, a single garage, carport, and a double driveway. This is a great property for someone looking for some sweat equity, or to start a rental empire! Don't miss it!
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We have just listed this great property at 3342 ELGAARD DR in Regina.
Welcome to 3342 Elgaard Dr. This 1492 square foot 3 bedroom, 2 1/2 bathroom, 2 story house was built by Gilroy home in 2013 and is Regina's Hawkstone neighbourhood which is close to lots of shopping, parks and Regina's NW amenities. This home features central air conditioning, roughed in for central vac, and has a 22x22 double detached garage in the back! The main floor of this home has good sized front and back porches, a 2 piece bathroom, the laundry room (with included front load washer and dryer) as well as an open concept kitchen / living room / dining room. The kitchen has a double sink in the built-in island as well as included stainless steel appliances and large pantry. The second floor of this home has all 3 large bedrooms, a 4 piece bathroom. The master bedroom has large bright west facing windows, a walk-in closet as well as another 4 piece ensuite bathroom. The basement is open for development but builder plans are available. The exterior walls have been framed, insulated, and polyed, and it is roughed in for a future bathroom.
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We have just listed this great property at 86 HATTON CRES in Regina.
Welcome to 86 Hatton Crescent in Regina’s Glencairn Village subdivision close to schools, parks and all of the east end amenities. This renovated 1978 built 1092 square foot 4 bedroom, 3 bathroom bungalow and 14’x22’ single attached garage with direct entry sit on a 5172 square foot irregular shaped lot on this quiet crescent. You enter this home into the living room that has a large picture window and shares vinyl plank flooring throughout the main level. The main floor has 2 good sized bedrooms, the updated main 4 piece bathroom, and the large primary bedroom with a walk-in closet and 2 piece bathroom. The main floor is completed with the dining room that has patio doors that lead to the large covered deck and brand new kitchen that has quartz countertops, a beautiful tile back splash, included stainless steel fridge, stove and built-in dishwasher. The basement is completely finished with a good sized rec room, a bedroom, another beautiful bathroom with custom shower, and finally the laundry-in utility room with included washer and dryer, plenty of room for storage. The basement has new carpet in the rec room and bedrooms. The exterior of this home has fresh paint, updated shingles, a new front deck The back yard is fully fenced and has plenty of shade from mature trees.
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We have just listed this great property at 848 Elphinstone ST in Regina.
Welcome to 848 Elphinstone Street. This 1962 built, 1124 square foot, 5 bed 2 bath bungalow sits on a 50’x125’ lot and features a 24x26 double detached garage and a fully finished basement. You enter this home into the living room with a carpeted floor and a bright window. As you transition through the dining room into the kitchen there is an eat-in bar that looks into the living room so you can still enjoy your favorite shows while eating dinner. The kitchen is updated with modern cabinets, arborite countertops and vinyl tile flooring. The fridge, stove and hood fan are all included. There are 3 large bedrooms on the main floor starting with the primary bedroom on the front of the house. They all have carpet flooring and good sized closets. Following the bedrooms you have the main 4 piece bathroom with vinyl plank flooring. Downstairs, immediately to your right is the laundry and utility room. The stacked front load washer and dryer are included! In this area there is also a 3 piece bathroom with linoleum flooring. The basement also features a very large rec room with sleek and modern vinyl plank floors. Next, there are two great sized bedrooms both with great closet space. The front yard has been xeriscaped for minimal upkeep and also has two parking spaces. The backyard is partially fenced with a good sized lawn area and a patio spot for a table and chairs.
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We have just listed this great property at 2267 Cameron ST in Regina.
Welcome to 2267 Cameron Steet. This 1,661 square foot 1912 built 2 story home is on a fantastic block in the heart of the trendy Cathedral neighborhood close to grocery, shops, bus routes, schools and downtown. This home would be outstanding for someone that would live in one suite and rent another or add to their real estate portfolio. In 2016 home had been completely renovated down to the studs and was converted to 2 self contained 2 bedroom suites that are both currently rented. During the major renovation all plumbing, electrical, insulation, and windows were upgraded as well as the whole house was upgraded to drywall from its original plaster. At that time the shingles were also replaced, the water and sewer line were replaced as well as the exterior was also upgraded to maintenance free vinyl siding. You enter the main floor suite into a large kitchen / living room / dining room area that has newer cabinets, and flooring. The main floor suite also has 2 large bedrooms, and a full 4 piece bathroom. The main floor suite also has access to the basement which is primarily used for storage, laundry and utility. The second floor unit is accessed from the back side of the house. You enter the rear porch into a stairwell with a skylight that leads you through the kitchen with maple cabinets to the living room. There is one bedroom on the backside of the unit and a very large master bedroom on the front side of the unit that also has access to a fantastic front balcony. The Second floor unit is completed with a 4 piece bathroom with front load stack able laundry pair. The 25'x125' lot has plenty of parking in the back and each suite has its own powered parking stall.
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We have just listed this great property at 362 5th AVE in Pilot Butte.
Welcome to 362 5th Ave in the bustling town of Pilot Butte. Located just minutes from Regina’s East end and all it’s fantastic amenities, this perfect bungalow is ready for your growing family. The home welcomes you in with a wide open foyer, leading into a large living room with a gas fireplace and large south facing window. Off the living room is a convenient dining area with patio doors to the large deck, and a bright kitchen with a centre island perfect for entertaining family and friends. Down the hall you’ll find three good sized bedrooms, a four piece bath and a large ensuite bathroom off the master bedroom. The basement is open for development and contains the utilities as well as roughed in plumbing for another bathroom. The property contains plenty of parking for all you cars and toys, with a large extended driveway, and three car garage. The yard is fully fenced with a deck, and lawn front and back. Don’t miss this amazing property. Call to see it today! .
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We have just listed this great property at 7047 Mahon BAY in Regina.
Welcome to 7047 Mahon Bay. This excellent 1004 Sq. FT. Bi-Level home is located on a super exclusive bay and has seen numerous upgrades over the last few years. The main floor welcomes you in with a bright and spacious living room, and opens into the dining area with french door to the two tiered deck. The kitchen contains numerous cabinets, stainless steel appliances and a convenient corner pantry. The rest of the main floor contains two good sized bedrooms, a four piece bath, and the master suite with a convenient two piece ensuite bathroom. The basement is fully finished with a family room, bathroom, storage, anther bedroom and laundry/utility room. The yard is beautifully landscaped, fully fenced with a two tiered deck, lawn front and back, and perfectly maintained. The home has seen numerous updates over the last few years, including roof (2021), furnace, (2019), downstairs bath (2016), front exterior (2016), back windows (2018), front and back doors, upstairs bathrooms (2014), and much more! Don't miss this amazing home. Come see it today!
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We have just listed this great property at 298 Markwell DR in Regina.
Four bedroom family home located on a quiet street in Sherwood Estates close to schools and shopping. This home offers 980sqft of living space with 3 nice sized bedrooms upstairs and an additional bedroom in the basement. Main floor features a spacious living room, kitchen with maple cabinets, stainless steel appliances, good sized dining area, three bedrooms and a full bathroom. The lower level offers an office area or computer nook, additional bedroom, and another full 4 piece bathroom.
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